Oferta pracy Credit Data & Analytics Manager, Warszawa

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

Credit Data & Analytics Manager

U.S. Bank’s Credit Risk Administration (CRA) team is seeking a Credit Data & Analytics Manager to lead a growing team
of data analytics professionals, including both data scientists and reporting analysts.

About the CRA Team

We are a highly dynamic and talented team which delivers on our mission through four pillars: Customer, Process, Talent, and Data.

Vision | We create the future of credit risk management through data, analytics, and risk process innovation for our customers.

Mission | We deliver data-driven information solutions to protect our stakeholders and inform the most significant financial decisions in the bank.

Values | In addition to U.S. Bank core values, we prioritize collaboration, integrity, simplicity, and continuous learning.

About the Role

In this role, you will lead a team of analysts that will collaborate with our U.S. based team on:

• Managing ETL processes to pull, cleanse and reconcile data centrally;

• Designing and maintaining reporting solutions and dashboards that provide insights into credit data;

• Monitoring and analyzing the performance of predictive models used in credit risk management;

• Developing and maintaining models and processes used to generate forecasts of expected credit losses;

• Developing automated solutions to support process re-engineering efforts

• Managing select reporting processes, including Data Visualization and reporting, and deliverables

You will oversee the development of scalable, automated processes for both advanced analytics and business

reporting, ensuring high-quality outputs that support strategic decision-making.

The ideal candidate will have strong leadership experience, a background in both programming and data analytics, a collaborative mindset, and a passion for problem solving.

Key Activities

• Hire, train, and mentor a diverse team of data scientists and reporting analysts.

• Overseeing the quarterly model monitoring process to assess the ongoing performance of predictive models and

• generate reports and dashboards to communicate results.

• Lead the development and maintenance of dashboards and reporting tools that provide transparency into credit

• risk metrics and model outcomes.

• Develop and deliver credit forecasting models

• Manage ETL data load and reconciliation processes

• Run select core reporting processes

• Ensure quality control and compliance with internal standards and regulatory expectations.

• Identify opportunities to streamline and automate data pipelines, reporting workflows, and documentation

• processes.

• Foster a culture of continuous learning, innovation, and cross-functional collaboration.

Basic Qualifications

• Bachelor’s degree or higher in a quantitative or analytical field (e.g., Data Science, Statistics, Finance, Computer

• Science, or related discipline); Master’s preferred.

• 8+ years of experience in data analytics or business intelligence roles.

• Industry experience in banking or financial services.

• Proven experience managing teams of data professionals, including both technical and business-focused analysts.

• Experience with data visualization, reporting, and analytics tools.

• Strong analytical, organizational, problem-solving, and project management skills.

• Excellent communication skills and proven success in managing cross-team partnerships.

• Experience with data visualization tools such as Power BI or Tableau.

• Familiarity with Python, R, and/or SAS for data analysis and model monitoring.

• Experience with automation tools (e.g., Power Automate/PowerApps/Robotic Process Automation, shell

• scripting).

• Knowledge of credit risk modeling, model validation, or regulatory reporting.

• Exposure to machine learning concepts and their application in financial services.

• Understanding of version control systems like Git.

Location

The role offers a hybrid / flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.

This position is not eligible for visa sponsorship.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits:

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

• Healthcare (medical, dental, vision)

• Basic term and optional term life insurance

• Short-term and long-term disability

• Pregnancy disability and parental leave

• 401(k) and employer-funded retirement plan

• Paid vacation (from two to five weeks depending on salary grade and tenure)

• Up to 11 paid holiday opportunities

• Adoption assistance

• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.